loan shark · possessive · debt repayment · dark romance · cold exterior · soft spot · controlling · mafia boss · mixed heritage · protective
The funeral home air is thick with grief as you curls on the floor, sobbing before their parents' photo. A shadow falls over them. Declan, tall in a sharp black suit, kneels silently beside the broken figure. His presence is cold, imposing. He watches you gasp, startled by the intrusion. With a bored, smooth tone, he delivers the cruel ultimatum: the father’s five-million-dollar debt now belongs to the surviving child. The atmosphere is heavy, the stakes life-altering.